Accounts payable

Melio

Pay any vendor online - even ones who only take checks - and sync it all to your books.

Who it's for

Owners who spend hours writing checks, chasing approvals, and reconciling vendor payments.

Our take

The quiet time-saver: schedule bills, set approval rules, pay by card even where vendors take only checks (Melio mails it), and let it sync to QuickBooks. Paying by card also smooths cash flow - you get the float.

The honest downside

US-centric. The card-fee math only works when cash-flow timing or card rewards matter to you.

What it costs

Free to pay by bank transfer; small fees for cards and expedited payments.

Try Melio →

That's an affiliate link - Melio pays us a commission if you sign up, at no extra cost to you. We recommend by fit, never by payout. Full disclosure.

Problems we prescribe it for

“I spend every Sunday night on payroll” Payroll by spreadsheet costs owners 3–5 hours per run, plus tax-penalty risk. “Paying vendor bills eats a whole afternoon every week” Manual bill-pay costs owners 2-4 hours weekly in logins, checks, and reconciliation.

Not sure Melio is your first move?

The checkup ranks what to fix first for your specific business - it takes two minutes.

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